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Applying is as Easy as 1, 2, 3!

We’re with you every step of the way

1

Apply Online

Effortlessly begin your application and take a positive step forward in your journey to rebuild your finances.

2

Application Review

Once received we will review your application and contact you to discuss next steps & terms of your loan.

3

Accept Your Offer

If you qualify, finalize your application is as simple as reviewing terms and accepting your offer online.

We Help People Payoff Credit Cards.

Benefits that makes sense.
  • Low Fixed Rate
  • No Hidden Fees!

    No Prepayment Penalties!

  • Fixed Pay Schedule

    Single fixed payment each month. Setup Auto-Pay.

  • Fast & Easy

    Build credit faster by paying off your credit cards.

Client Testimonials

"This company has Done EVERYTHING they told me they would and have done it in the time frame they said!!! Very Impressed and very Pleased!!!!"

Charles S

"The work of the team to help get me back on a great path was beyond awesome. Communication was great and the people very courteous. Thank you for all you did for me"

David C

"I researched multiple companies and unfortunately nobody was able to help until I found this company. The customer service rep was very helpful, and the support team was very informative. Thanks for helping me resolve my debt issues. Thanks again"

Andreana D

"This was a big help in consolidating our bills into one with a low monthly payment. Not to mention, helping to build our credit scores up."

Isaac P

"Very helpful in fast tracking my path to financial freedom."

Joel M

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All loans available through loanosity are made by Cross River Bank, a New Jersey State Chartered Commercial Bank and/or another third party affiliate. Cross River Bank is a Member of the Federal Deposit Insurance Corporation (FDIC).

Disclaimer: Advertised rates and terms are subject to change based on market conditions or borrow eligibility. Individuals must be a U.S. citizen or permanent resident and at least 21 years old to apply for credit from loanosity. You authorized us to make inquiries and obtain information about you in accordance with applicable laws. Valid bank account and Social Security number/FFIN required. Offered loan terms depend on requested loan amount and credit score, usage and history and are subject to verification of your credit history. Conditions and limitations apply. Loans are not available to residents of all states.

USA Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for information such as your name, address, date of birth or other information that will allow us to identify you. We may also request another identifying document.

We will securely submit the information you provide to a lender. Providing your information does not guarantee approval for a product offering.